NISM 10B Investment Adviser Level 2 Notes
Page 6 Of 180
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Moral Hazard: Risk of dishonest behavior by insured to gain from insurance.
Adverse Selection: Tendency of high-risk individuals to seek insurance.
Underwriting: Process of assessing risk and determining policy terms.
Claim Settlement Ratio: Percentage of claims settled by an insurer.
IRDAI Health Insurance Regulations 2024: Standardize health insurance products and claims.
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NISM 10B NISM Investment Adviser Level 2
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