NISM Series XVII: Retirement Adviser Certification Examination Notes

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  • Retirement Savings Priority: Prioritizing retirement savings over discretionary spending ensures financial security.
  • Market Risk Management: Managing market risks through diversification and periodic rebalancing is essential.
  • Retirement Income Stability: Stable income sources are critical in the distribution phase to meet expenses.
  • Tax-Advantaged Investments: Investments like PPF and NPS offer tax benefits, enhancing retirement savings.
  • Retirement Planning Challenges: Challenges include estimating expenses, managing risks, and ensuring adequate savings.

NISM 17 Retirement Adviser

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