NISM Series XVII: Retirement Adviser Certification Examination Notes

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  • Asset Classes: Financial assets include equity, debt, and cash; physical assets include real estate and commodities.
  • Equity Investments: Equity offers high returns but with volatility, suitable for long-term retirement goals.
  • Debt Investments: Debt instruments like bonds provide stable returns with lower risk than equities.
  • Cash Equivalents: Cash and equivalents offer high liquidity and low risk, ideal for short-term needs.
  • Risk and Return: Each asset class has unique risk-return profiles, influencing retirement investment choices.

NISM 17 Retirement Adviser

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