NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 15 Of 110
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Cash Safety: Cash equivalents are low-risk but offer minimal returns, unsuitable for long-term growth.
Real Estate Investment: Real estate offers rental income and capital appreciation but has low liquidity.
Commodities Investment: Commodities like gold act as inflation hedges but are volatile.
Fixed Returns: Fixed-return instruments like FDs provide predictable income but lower growth.
Variable Returns: Variable-return investments like equities offer growth potential but with volatility.
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