NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 17 Of 110
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Corporate Bonds: Corporate bonds offer higher yields but carry default risk.
Bank Deposits: Bank FDs provide fixed returns and are suitable for accumulation.
Public Provident Fund (PPF): PPF offers tax benefits and guaranteed returns for long-term savings.
Senior Citizens’ Saving Scheme (SCSS): SCSS provides regular income for retirees with tax benefits.
National Savings Certificate (NSC): NSC is a fixed-return product suitable for accumulation.
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