NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 19 Of 110
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Mutual Fund Types: Equity, debt, and hybrid funds cater to different risk-return profiles.
Real Estate Investment Trusts (REITs): REITs offer exposure to income-generating real estate.
Tax-Free Bonds: Certain bonds offer tax-exempt interest, enhancing post-tax returns.
Investment Horizon: Long-term horizons favor growth assets like equities for retirement.
Portfolio Rebalancing: Periodic rebalancing aligns the portfolio with retirement goals.
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