NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 22 Of 110
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Post Office Schemes: Offer guaranteed returns but limited liquidity.
Investment Strategy: Aligning investments with retirement stage (accumulation or distribution) is key.
Risk Management: Monitoring and adjusting investments manage risks effectively.
Tax Benefits: Tax-advantaged products like PPF and NPS enhance retirement savings.
Portfolio Diversification: Diversifying across asset classes mitigates risk.
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