NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 28 Of 110
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Distribution Stage: Focus shifts to income-oriented, low-volatility investments.
Tax Planning: Tax-advantaged investments maximize post-tax retirement income.
Retirement Age Flexibility: Delaying retirement extends saving period, increasing corpus.
Budgeting Discipline: Budgeting ensures consistent savings for retirement.
Health Insurance: Health insurance protects the corpus from medical expenses.
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