NISM Series XVII: Retirement Adviser Certification Examination Notes

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  • Retirement Phases: Retirement planning involves accumulation (saving) and distribution (income generation) phases.
  • Market Volatility: Volatile markets can impact the retirement corpus, requiring diversified investments.
  • Goal-Based Investing: Investments should align with the specific financial goals of retirement, such as income stability.
  • Tax Implications: Tax considerations affect the net returns on retirement investments, influencing corpus size.
  • Emergency Funds: Maintaining an emergency fund reduces the risk of dipping into retirement savings for unexpected expenses.

NISM 17 Retirement Adviser

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