NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 62 Of 110
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Employee Pension Scheme (EPS): Government-guaranteed pension scheme with fixed contributions.
Voluntary Provident Fund (VPF): Offers higher contributions with guaranteed returns.
Public Provident Fund (PPF): Tax-free, government-backed savings for accumulation.
Senior Citizens’ Saving Scheme (SCSS): Provides regular income for retirees with tax benefits.
National Savings Certificate (NSC): Fixed-return product suitable for accumulation.
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