NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 8 Of 110
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Savings Shortfall: A shortfall in savings may require lifestyle adjustments or additional income sources in retirement.
Retirement Lifestyle: The desired retirement lifestyle significantly impacts the size of the required corpus.
Social Security Benefits: Limited social security benefits in India emphasize the need for personal retirement savings.
Investment Diversification: Diversifying investments reduces the risk of loss and stabilizes returns.
Long-Term Planning: Retirement planning requires a long-term perspective to account for life expectancy and inflation.
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