NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 88 Of 110
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Power of Attorney (POA): Authorizes another to act on behalf of the retiree.
Nomination: Designates beneficiaries for financial accounts.
Debt Risks: High debt in retirement limits income flexibility.
Retirement Income Sources: Employment or consultancy can bridge income gaps.
Health Insurance Premiums: Premiums offer tax benefits under Section 80D.
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