JAIIB Mock Tests, Syllabus, Exam Dates & Pattern

Junior Associate of the Indian Institute of the Bankers Exam. Mock Tests for Principles of Banking, Accounting & Finance, Legal & Regulatory Aspects.

Indian Economy & Indian Financial System

About JAIIB Exam

JAIIB Full Form is Junior Associate of the Indian Institute of the Bankers. This exam aims at providing required level of basic knowledge in banking and financial services, banking technology, customer relations, basic accountancy and legal aspects necessary for carrying out day to day banking operations


  • The examination is open only to the ordinary members of the Institute (Any person working in the banking and finance industry whose employer is an Institutional member of the Institute can apply for membership. For details visit the IIBF website).
  • Candidates must have passed the 12th standard examination in any discipline or its equivalent. The Institute may, however at its discretion, allow any candidate from clerical or supervisory staff cadre of banks to appear at the examination on the recommendation of the Manager of the bank/ officer-in-charge of the bank’s office where the candidate is working, even if he/ she is not 12th standard pass or its equivalent.
  • Subordinate staff of recognized Banking/ Financial Institutions in India, who are members of the Institute, are eligible to appear at the examination, provided they have passed the 12th standard examination or its equivalent.

Passing Criteria

  • Minimum marks for pass in the subject is 50 out of 100.
  • Candidates securing at least 45 marks in each subject with an aggregate of 50% marks in all subjects of the examination in a single attempt will also be declared as having completed the Examination.
  • Candidates will be allowed to retain credits for the subject they have passed in an attempt till the expiry of the time limit for passing the examination.

Time limit for passing the examination

  • A candidate will be given 5 attempts for completion of JAIIB exam but, within a maximum period of three years, whichever is earlier, from the time he/she registers for the exam. These 5 attempts need not be consecutive.
  • Candidates unable to pass the examination within the maximum stipulated time period of 3 years or 5 attempts, whichever is earlier, will be required to re-enrol themselves afresh. Such candidates will not be granted credit/s for subject/s passed, if any, earlier.
  • Time limit of 3 years or 5 attempts, whichever is earlier, will start from the date of registration for the first attempt. Attempts will be counted when he/she applies for the exam, irrespective of whether the candidate appears for any examination or not.
  • The rules mentioned above imply that, normally a candidate will be eligible to apply for any five examinations out of the six examinations being conducted within the stipulated period of three years. If a candidate avails all five attempts before completion of three years, he/she will be required to re-enrol themselves afresh. Similarly, if a candidate does not avail five attempts but the stipulated period of three years is over, he/she will be required to re-enrol themselves afresh.

Examination Fees

Attempt Fees (Taxes Extra)
1st Attempt Fee RS 4,000/-
2nd Attempt Fee RS 1,300/-
3rd Attempt Fee RS 1,300/-
4th Attempt Fee RS 1,300/-
5th Attempt Fee RS 1,300/-

Medium of examination

English and Hindi

Pattern of examination

  • Question Paper will contain approximately 100 objective type multiple choice questions for 100 marks. The Institute may however vary the number of questions to be asked for a subject.
  • The examination will be held in Online Mode only
  • There will be no negative marking for wrong answers.
  • The duration of the examination will be of 2 hours.