NISM 10A Investment Adviser Level 1 Notes
Page 30 Of 181
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Loan Calculations: Use time value principles to compute EMIs, interest, and principal components.
Loan Restructuring: Adjusts loan terms like tenure or EMI to ease repayment burdens.
Repayment Schedules: Vary with interest rate changes, impacting total interest paid and tenure.
Loan Evaluation Criteria: Considers interest rates, fees, tenure, and repayment flexibility.
EMI vs. Tenure Changes: Adjusting EMI or tenure in response to interest rate changes affects repayment strategy.
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