NISM 10A Investment Adviser Level 1 Notes
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Invest vs. Pay Off Debt: Compares returns from investments against interest costs to decide debt repayment priority.
Debt Reduction Strategies: Include prioritizing high-interest debt, consolidating loans, or increasing repayments.
Credit Score Impact: Responsible borrowing and timely repayments maintain or improve credit scores.
Debt Trap Risks: Excessive borrowing can strain finances, leading to inability to meet essential expenses.
Loan Affordability: Assesses repayment capacity based on income and existing obligations.
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NISM 10A NISM Investment Adviser Level 1
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