NISM 10A Investment Adviser Level 1 Notes
Page 32 Of 181
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Interest Rate Types: Fixed rates offer predictability, while floating rates fluctuate with market conditions.
Collateral Valuation: Secured loans require accurate asset valuation to determine loan amounts.
Prepayment Options: Paying off loans early reduces interest costs but may incur penalties.
Debt Consolidation: Combines multiple loans into one to simplify repayments and potentially lower costs.
High-Interest Debt: Prioritizes repayment of high-cost loans like credit cards to reduce financial burden.
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NISM 10A NISM Investment Adviser Level 1
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