NISM 10B Investment Adviser Level 2 Notes
Page 2 Of 180
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Contribution: Multiple insurers covering the same risk share the claim proportionately.
Deductibles: The insured bears a portion of the loss, reducing the insurer’s liability.
Co-insurance: The insured shares a percentage of the claim if underinsured.
Premium: Periodic payment made by the insured to maintain the insurance policy.
Nominee: The person designated to receive the insurance proceeds upon the insured’s death.
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