NISM 10B Investment Adviser Level 2 Notes
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Cashless Claims: Hospitals are paid directly by the insurer under a pre-arranged agreement.
Reimbursement Claims: Insured pays upfront and seeks repayment from the insurer.
Health Insurance Deductibles: Can be compulsory (fixed amount) or voluntary (chosen by insured).
Insurance in Personal Finance: Protects financial goals by mitigating risks like death or illness.
Role of Insurance Adviser: Assess client needs, recommend suitable products, and ensure compliance.
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NISM 10B NISM Investment Adviser Level 2
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