NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 45 Of 110
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Taxation on Withdrawals: Partial withdrawals up to 25% are tax-exempt for specific purposes.
Corporate Model: Employers can contribute to NPS, with charges borne by them or employees.
Government Model: Mandatory for government employees post-2004, except armed forces.
Subscriber Services: Include account updates, PRAN card reissue, and grievance registration.
Investment Diversification: NPS ensures diversification through regulatory limits.
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