NISM Series XVII: Retirement Adviser Certification Examination Notes
Page 46 Of 110
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Annuity Taxation: Annuity income is taxable, impacting net retirement income.
Fund Switching: Subscribers can switch pension funds or schemes periodically.
Death Benefits: Entire corpus is paid to nominees/legal heirs upon subscriber’s death.
Online Withdrawals: Withdrawals are processed online via the CRA platform.
Contribution Limits: Minimum contributions are Rs.500 (Tier I) and Rs.250 (Tier II).
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